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Terms Of Use

Welcome to Mygrowthpoint.com, operated by Growthpoint, Inc. (hereafter sometimes referred to as "Growthpoint," "us," or "our"). By using the Mygrowthpoint.com website (the "Website") you agree to be bound by these Terms of Use (this "Agreement"), whether or not you register as a free member ("Registrant") or become a paid subscriber ("Member"). If you wish to become Registrant or a Member and make use of the Growthpoint service (the "Service"), please read these Terms of Use. If you object to anything in this Agreement or the Growthpoint Privacy Policy, do not use the Website or the Service. This Agreement is subject to change by Growthpoint at any time, effective upon posting on the Website, and your use of the Service after such posting will constitute acceptance by you of such changes. These terms of service govern the relationship between you and Growthpoint.

Non Disclosure Agreement

You agree to hold confidential all proprietary information and or trade secrets ("confidential information") in trust and confidence and you agree that it shall be used only for the contemplated purposes, shall not be used for any other purpose, or disclosed to any third party. You warrant, covenant and agree as follows:

You, or any others employed or engaged by Growthpoint, agree not to disclose, directly or indirectly, any information with respect to any business conducted by Growthpoint. Without restricting the generality of the foregoing, it is agreed that we will not disclose:

You acknowledge that the aforesaid restrictions are necessary and fundamental to the business of Growthpoint, and are reasonable given the nature of the business carried on by Growthpoint. You agree that this Agreement shall be governed by and construed in accordance with the state of New Jersey. You agree that each provision of this Agreement is separate and distinct, and is severable from all other separate and distinct provisions.

If any of the activities, periods of time, or other matters contained in this Agreement are considered by a court of competent jurisdiction as being unreasonable, the court shall have the authority to limit such matters as the court deems proper in the circumstances and if any provision is void or unenforceable in all or in part, it shall not affect the enforceability of the balance of this Agreement. Growthpoint shall be entitled and has the right to obtain an injunction to ensure compliance with this Agreement.

You enter into this Agreement totally voluntarily, with full knowledge of its meaning, and without duress.

Communications with Website Users

Cookies: Your Web browser may allow you to be notified when you are receiving a cookie, giving you the choice to accept it or not. By not accepting cookies, some pages may not fully function and you may not be able to access certain information on the Website.

Copyright Notice

The Website and the information contained within it is protected by copyright. Reproduction of part or all of the Website contents in any form is prohibited unless for personal use. Content of the Website may not be copied to any other publication (including electronic, hard copy or others). Interior deep linking or framing of the Website is prohibited without written permission of Growthpoint.

Disclaimer of Warranty; Limitation of Liability

YOU EXPRESSLY AGREE THAT USE OF THE MYGROWTHPOINT.COM WEBSITE IS AT YOUR SOLE RISK. NEITHER GROWTHPOINT, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE MYGROWTHPOINT.COM WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE MYGROWTHPOINT.COM WEBSITE OR AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION, SERVICE OR PRODUCTS PROVIDED THROUGH THE WEBSITE.

Indemnification

You agree to indemnify and hold Growthpoint, its subsidiaries, affiliates, officers, agents, and other partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service in violation of this Agreement and/or arising from a breach of this Agreement and/or any breach of your representations and warranties and/or your negligent or willful acts, and/or the violation by you of Growthpoint's or any third party's rights, including without limitation privacy rights, other property rights, trade secret, proprietary information, trademark, copyright, or patent rights, and claims for libel slander, or unfair trade practices in connection with the use or operation of the Service. Your obligation to indemnify will survive the expiration or termination of this Agreement by either party for any reason.

Termination

Growthpoint shall have the right to immediately terminate this Agreement with respect to any user which Growthpoint, in its sole discretion, considers to be unacceptable, or in the event of any breach by you of this Agreement. Growthpoint does not have to provide a refund for services under any conditions. Either you or Growthpoint may terminate this Agreement at any time. Your only right with respect to any dissatisfaction with (i) any terms and conditions of this Agreement, or policy or practice of Growthpoint in operating the Website (ii) content available through the Service or change therein, or (iii) amount or type of fees or billing methods, or change therein, is to terminate this Agreement through our cancelation system. Notice of termination will be effective upon receipt by Growthpoint. Without limiting the foregoing, Growthpoint shall have the right to immediately terminate this Agreement with respect to any user which Growthpoint, in its sole discretion, considers to be unacceptable, or in the event of any breach by you of this Agreement. In the event that your account is terminated or canceled, no refund of any fees, including monthly membership fee, will be granted. Fees paid for any Service are paid in advance and are not refundable in whole or in part.

Subscription Services

The Service will continue until you cancel it via our cancelation system. You authorize Growthpoint to charge the account designated during the registration process the current fees and charges for each term according to the subscription plan. You may cancel the Service at any time by going to the Account Details section of the Website and following the cancellation instructions to avoid any future charges. You are responsible for any charges associated to connecting to the Website, including but not limited to, any telephone line charges or any Internet access provider charges. You shall provide Growthpoint with accurate, complete and updated information as to your name and e-mail address and payment information provided by you at registration. Failure to do so shall constitute a breach of this Agreement.

Changed Terms

Growthpoint shall have the right at any time to impose, change or modify its fees and billing methods, or other terms and conditions applicable to your use of the Service or to impose new terms and conditions. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on the Website a revised version of this Agreement or notification by electronic or conventional mail. If any such change is unacceptable to you, you may terminate the Service. Any use of the Service by you after such notice shall conclusively be deemed to constitute acceptance by you of such changes, modifications, additions or deletions. You agree to review the terms and conditions periodically to be aware of such revisions.

Refunds

Growthpoint does NOT provide refunds to customers. All services are accurately represented and explained within the Website. It is the sole responsibility of the Registrant or Member to read and understand what services are being offered prior to joining.

Recurring Billing

All of our subscription plans use recurring billing. You will automatically be charged the subscription fee for the subsequent month unless you cancel the Service before the new subscription period begins. By entering into this Agreement, you accept responsibility for all recurring charges prior to cancellation. GROWTHPOINT MAY SUBMIT PERIODIC CHARGES (E.B., MONTHLY) RELATING TO YOUR SUBSCRIPTION WITHOUT FURTHER AUTHORIZATION FROM YOU, UNTIL YOU CANCEL YOUR ACCOUNT. SUCH NOTICE WILL NOT AFFECT CHARGES SUBMITTED BEFORE GROWTHPOINT REASONABLY COULD ACT.

Free Trial Membership

If you sign up for a free trial of the Service, you must cancel the Service before the end of the free trial period to avoid being charged the subscription fee designed during the registration process. You can cancel at any time during your free trial period by going to the Account Details section of the Website and following the cancellation instructions. We perform a $1 pre-authorization to ensure your credit card is valid, which will typically disappear from your account within 3-4 business days - we won't actually charge your card until the end of your free trial period. If you cancel prior to the end of the free trial period and are inadvertently charged a subscription free, please contact us to have the charges reversed.

Recommended Merchants

Growthpoint does not guarantee any results nor hold any responsibility for the actions of any recommended merchants. This includes, but is not limited to, on time payment of funds, uptime of recommended merchant website nor any other technical or non-technical reason. Growthpoint also has the right to change and or remove recommended merchants from its site at any time for any reason without any repercussions from members.

Miscellaneous

This Agreement and any operating rules for the Website and Service established by Growthpoint constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. This Agreement shall be construed in accordance with the laws of the state of New Jersey, without regard to its conflict of laws rules. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import.

This Agreement was last updated on January 6th, 2014.